Welcome to our Real Estate Website!

SHORT SALE

Homeowner's are you upside down and can no longer make your mortgage payment?

Is your lender foreclosing on you?

Call us today to see if your property would qualify for a short sale!

AMAZING OPPORTUNITY FOR INVESTORS.

We are able to find properties in numerous counties in Florida at wholesale prices. Plenty of profit for buyer and seller. Contact us for more details.These are Great Opportunities In Any Market!

Single Family Residential/Townhomes & Condo's

We Realize that Buying or Selling A Home can be the Single Biggest Financial Decision that you make!  As Licensed & Expierenced Realtors we make the Process understandable and stay in constant contact with you throughout the entire transaction.

New Construction

Let us represent you on the purchase of a New Construction and we will rebate part of our Commission to you!

• DONNA HAS LIVED IN FLORIDA FOR 30 YEARS
• GENE HAS LIVED IN FLORIDA FOR OVER 30 YEARS
• OVER 16 YEARS COMBINED EXPIERIENCE
• OVER 280 REALTORS IN OUR OFFICES
• 25% REFERRAL FEES PAID
• RELIABLE & PROFESSIONAL
• SKILLED NEGOTIATORS
• DEDICATED TO EXCELLENCE IN CUSTOMER SERVICE
• MULTI-MILLION DOLLAR PRODUCERS
• MEMBERS OF THE GREATER TAMPA ASSOCIATION OF REALTORS
• MEMBERS OF THE NATIONAL ASSOCIATION OF REALTORS
• MEMBERS OF THE FLORIDA ASSOCIATION OF REALTORS

HELPFULL HINTS SECTION!!!

YOUR PROPERTY TAXES; HILLSBOROUGH COUNTY

You can visit the Hillsborough County Property Appraiser web site at www.hcpafl.org and go to the "Property Tax Estimator" tool and enter in your property sales price or market value and your millage rate (can be found in public records) and the tool will give you an estimate of your taxes, or you can call the customer service staff at (813) 272-6100 with questions.

FLORIDA DEPARTMENT OF EDUCATION

Their website is: www.FLdoe.org

SCHOOL LOCATOR

Their website is: http://apps.sdhc.k12.FL.us/Locator

Closing Costs May Vary Throughout the State of Florida. 

The costs shown here are intended for use in Hillsborough County.

CONVENTIONAL MORTGAGE

Seller Expenses

1. Real Estate Commission
2. Real Estate adminstrative Fee (if applicable)
3. Search, Exam and Closing Fee
4. Owner's Title Insurance Policy
5. Process Satisfaction of Mortgage ($25) for each existing mortgage)
6. Doc Stamps on Deed $.70 per $100 based on Sales Price
7. Courier fee (if applicable)
8. Home Warranty (if applicable)
9. Taxes prorated to date of closing
10. Payoff existing mortgage (s)

Buyer Expenses

1. Loan origination fee and points
2. Appraisal Fee
3. Credit Report
4. Tax Service Fee (approx. $75 - $100)
5. Underwriting Fee (approx. $250 - $350)
6. Document Preparation Fee (approx. $250 - $350)
7. Flood Certification Fee ($20 - $50)
8. Prepaid Interest (from day of closing to end of current month)
9. First Year PMI (if applicable - Over 80% Loan to Value)
10. First Year Homeowner's and Windstorm or Flood Insurance Premiums (if required)
11. Escrow Account for Lender to pay Real Estate Taxes and Hazard (homeowner's) Insurance. (Taxes: 4-10 months of yearly gross amt/ Insurance: 2-3 months) and PMI (mortgage insurance) (if applicable)
12. Settlement Fee
13. Simultaneous Issure Mortgage (lender) Title Insurance Policy
14. Endorsements to Lender's Policy (if applicable)
15. Warehouse/notary/courier fee ($75 - $150)
16. Recording Fees for Deed (approx. $10.50) and Mortgage (approx. $50-$100)
17. Doc Stamps on Mortgage $.35 per $100 based on mortgage amount
18. Intangible Tax on Mortgage $.002 x mortgage amount
19. Assignment of Mortgage (if applicable - approx. $15 - $25)
20. Survey of subject property ($200 - $350)
21. Termite inspection (approx. $50 - $100) (if applicable)
22. Condominium Approval Fee and dues (if applicable)
23. Homeowner's Association Dues and transfer fee (if applicable)
24. Home Inspection Fee

Note: Charges shown above are ESTIMATES ONLY!! Actual charges may vary depending on lender and contract requirements. Please refer to your contract and verify costs with your lender.

THANK YOU FOR VISITING OUR WEBSITE.

This is the hyperlink to our Companies Website Signature Realty Associates: http://www.signaturefl.com